Mt Pelerin, a Swiss company renowned for its innovative financial services, announces the launch of its crypto Lombard loan. This solution allows investors to unlock liquidity in fiat currency (EUR, USD, CHF, etc.) by depositing their Bitcoin or Ethereum as collateral, all at attractive terms.
Key points to remember
- Obtain liquidity without selling your BTC or ETH
- Retain ownership of your assets and remain exposed to their growth
- Competitive interest rate: 3% + rate of the borrowed currency
- Loan-to-Value (LTV) up to 40%, minimum amount 200,000€
- Collateral held in partner Swiss banks
- Offer available to individuals and companies, subject to eligibility
- Simple process: registration, KYC, simulation, validation and payment
What is a Lombard loan?
A Lombard loan is a loan secured by a portfolio of assets. Traditionally, it was based on shares, bonds or precious metals. The way it works is simple: you deposit an asset as collateral, and the lending institution grants you a cash loan. The main advantage? You can obtain funds quickly while retaining your assets, and therefore benefit from their potential future appreciation.
Lombard loans applied to cryptocurrencies
With the rise of digital assets, Mt Pelerin is adapting Lombard loans to cryptocurrencies. You can now obtain funds in fiat currency by putting Bitcoin (BTC) or Ethereum (ETH) up as collateral.
“Lombard loans are a very attractive solution for freeing up liquidity with your cryptocurrencies, while remaining financially and fiscally efficient. With our offer, we make it easy to access them on favourable terms.”
– Arnaud Salomon, Founder & Chief Executive Officer of Mt Pelerin
This solution allows you to:
- Finance a personal or professional project
- Seize an investment opportunity in another asset class
- Optimise your tax strategy by avoiding immediate sale and taxation
Why choose Mt Pelerin?
For several years, Mt Pelerin has been supporting its clients in their investment and crypto-fiat conversion transactions involving large amounts. With crypto Lombard loans, the company goes one step further by offering:
- A partnership with several trusted Swiss banks
- Secure storage of crypto collateral in segregated wallets
- Competitive interest rates (from 3% + the rate of the borrowed currency)
- A 100% online process with personalised support
The advantages of srypto Lombard loans
There are many benefits to using a Lombard loan on your cryptocurrencies:
- Immediate liquidity: release funds without having to liquidate your positions
- Retained exposure: remain the owner of your BTC/ETH and benefit from any future price increases
- Tax optimisation: in some jurisdictions, borrowing allows you to avoid a taxable event
- Diversification: reallocate the liquidity obtained to other investments
- Flexibility: possibility to add collateral or repay early
Terms and conditions
The Mt Pelerin offer is based on specific criteria:
- Accepted assets: Bitcoin and Ethereum only (wrapped or staked not accepted)
- Loan-to-Value (LTV): up to 40%
- Example: to borrow 1 million €, you must deposit 2.5 million € in BTC or ETH
- Minimum amount: 200,000€ per loan
- Custody: collateral stored in partner Swiss banks, secured and guaranteed by Swiss law
- Terms and conditions: negotiable depending on profile and project
- Interest rate: 3%+ interest rate of the borrowed currency
An online simulator is available to quickly estimate the collateral required and the associated costs.
Who can benefit from it?
The offer is open to individuals and companies, subject to certain regulatory conditions. The main restrictions concern nationality (e.g. not available to Russian or American nationals) and tax residence (list of ineligible countries). Registration requires completion of a full KYC process and proof of the origin of the crypto funds.
Risks and points to note
Like any financial product, crypto Lombard loans carry risks. The volatility of collateral can lead to margin calls or the partial/total liquidation of assets. Certain jurisdictions may reclassify or tax this type of transaction. In the event of non-compliance with the loan conditions, the assets used as collateral may be sold without notice. Mt Pelerin advises consulting a qualified professional before making any decision.
How to apply?
The process is designed to be simple and transparent:
- Register on the MT Pelerin website
- Pass the KYC and provide proof of origin of crypto funds
- Simulate the loan to estimate the collateral required
- Submit the application to the Mt Pelerin team
- Receive validation and release funds quickly
Conclusion
With its crypto Lombard loan, Mt Pelerin is paving the way for a new way to use digital assets. This solution combines flexibility, security and potential tax advantages, while maintaining exposure to the crypto market. For investors wishing to convert the value of their BTC or ETH into cash without compromising their strategy, this offer represents a unique opportunity.
🔗Find out more and apply: mtpelerin.com
